Drex: saiba mais sobre a moeda digital do Brasil

saiba mais sobre a moeda digital do Brasil

XP investimentos 14.08.2023

O Banco Central do Brasil (BC) prepara a emissão digital da moeda brasileira. Antes chamado de Real Digital, o novo formato ganhou o nome de Drex.

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Segundo o BC, a combinação de letras forma uma palavra com sonoridade forte e moderna: “d” e “r” fazem alusão ao Real Digital; o “e” vem de eletrônico e o “x” passa a ideia de modernidade e de conexão.

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A perspectiva do BC é disponibilizar a moeda à população a partir do final de 2024. O projeto-piloto teve início em março, com os primeiros testes de uma plataforma para operações com Drex.

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Em julho de 2023, 16 grupos representativos do mercado financeiro começaram a ser incorporados aos testes do Drex. Na prática, quando estiver disponível, será possível movimentar o dinheiro digital da mesma forma que você movimentaria seus recursos hoje depositados nos bancos.

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"O usuário final terá uma carteira virtual em custódia de um agente autorizado pelo BC – como um banco ou uma instituição de pagamento", destaca o Banco Central.

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Quer ficar por dentro das atualizações do mercado financeiro? Abra sua conta

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